Chapter 13 Bankruptcy

Filing for bankruptcy is an effective way to stop foreclosure and make a plan for debt repayment, but the decision to file should be made carefully. In deciding whether bankruptcy is right for you, it is important that you consult with a lawyer.

The Law Office of Benjamin J. Ginter, LLC, wants to be that lawyer. We serve everyone in Cranford, New Jersey, and the surrounding area. More information is available with a free initial consultation. Schedule an appointment by contacting us today.

Is Chapter 13 Bankruptcy Right For You?

Chapter 13 may allow you to keep more of your lifestyle and assets intact after filing, but debtors must meet specific eligibility requirements:

  • You have not filed in the past four years.
  • You are not filing as a business entity.
  • You have gone through credit counseling.
  • Your debt-to-income ratio is manageable.
  • You are still able to repay some unsecured debt.

Seek Honest Advice About Bankruptcy

When considering bankruptcy, it is essential to have a thorough discussion about your finances and future. Talk to us today about what you want to accomplish via bankruptcy and how your future could be affected by the filing.

After hearing your side of the story and making a recommendation, our firm will be there for you every step of the way. We strive to remain available to you at all hours of the day to keep you well-informed about the status of your case. Let us take on the tedious paperwork while you focus on your financial future.

Schedule A Free Initial Consultation Now

We can address your concerns in a free initial consultation. Schedule an appointment with us to begin outlining your life after bankruptcy. Call our attorney at 908-418-4084 or send an email today.